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Injured in an Accident? Here Are Five Vital Things to Know

by Kevin Bellah

Statistics show that numerous accidents happen daily across all sectors of human activity. Becoming part of the statistics can be terrifying. Unfortunately, you cannot keep yourself away from accidents. In many circumstances, your safety depends on other people who are responsible for respecting safety rules but who, for various reasons, do not do it. 

An accident can have a severe physical, psychological, and financial impact, so it’s critical to learn how to respond to such a challenging situation. Here are five vital things you need to know as the victim of an accident.

  1. You Need to Report the Accident 

Whether you were injured in the workplace or a public space, try to find the strength to report the accident immediately. Call the police if you’re in traffic or your manager if you’re at work. Call a supervisor if you’re in a public space. Ideally, you should get evidence of your accident if your health condition allows it. Take photos of your surroundings. Write down the names of the witnesses. 

Due to pain or shock, many victims forget about reporting the accident. If this has happened to you, you can report the accident anytime. Medical records of your injuries can serve as evidence. 

  1. You May Be Entitled to Compensation 

Many accidents happen due to negligence. What caused your accident? A human error? A distracted person? A technical malfunction? If you believe that a person or company is responsible for your injury, consider filing a personal injury claim. 

Why is seeking compensation critical? Depending on the severity of your injuries, you may need emergency medical treatment, hospitalization, prescription drugs, or physical therapy. As you wait for recovery, which can take days, weeks, and even months, you may not be able to return to work. Thus, your expenses can increase significantly due to the costs of medical care. At the same time, your income can drop substantially due to being unable to work. Getting monetary compensation for your injuries can help you overcome financial struggles. Importantly, your settlement offer should cover both medical bills and lost wages. 

  1. You May Need a Lawyer 

If you believe you are entitled to compensation but are not sure how to proceed, it can be helpful to contact a lawyer. Many victims of accidents are not aware of how much difference having a lawyer on their side can make. To maximize your compensation and protect your financial future, you need qualified advice from an attorney with experience in handling personal injury cases. Lamber Goodnow Injury Lawyers Chicago can help you make the best of an unfortunate situation. 

A lawyer can ensure that your compensation includes intangible losses. The legislation dictates that victims of accidents deserve compensation for the pain and emotional distress they may experience. With no legal expertise, how to calculate the monetary value of your pain? Only a lawyer has the experience to determine what constitutes a fair settlement. 

  1. Do Not Accept The First Settlement Offer 

After an accident, you may need money urgently for medical bills and other living expenses. If you were harmed due to someone else’s negligence, you have to negotiate with the liable party’s insurance provider. An essential thing to know is that insurance companies do not have your best interests at heart. This is normal because they stand by their clients, and their main goal as for-profit enterprises is to spend as little as possible. With this in mind, do not rush to accept a settlement offer, especially without consulting with your lawyer. 

The insurance company might try to pressure you into accepting an offer quickly before you realize the whole extent of your economic losses. Your lawyer will factor in future damages, whereas the insurance company might not do it of its own volition.  

The offer you get from the insurance company should cover your medical bills and lost income. However, it should also compensate you for the emotional trauma and the diminishing quality of life you may experience due to your injuries. Anything less is not a fair offer. 

  1. You May Face Emotional Distress 

Another vital thing to know is that an accident can be a traumatic event, so experiencing emotional distress afterward is natural. Maybe you have disturbing memories of the event itself. Perhaps you are worried about your physical health, mobility, physical appearance, or job prospects. These concerns can affect your mood and morale.  

Emotional distress is not only a psychological term but also a legal term. If a person’s negligent conduct affects another person’s health and safety, the victim may experience various negative emotions. Fury, humiliation, anxiety, or anguish are normal responses to trauma. Emotional distress can have a severe impact on one’s mental health. It is often accompanied by various symptoms such as poor sleep quality, sudden mood changes, drastic weight changes, outbursts of anger, depression, or lethargy. 

As the victim of an accident, it’s vital to be aware of how emotional distress may affect your life, so you can take the proper steps to protect yourself. Ask your family and friends for support. Contact a mental health professional. Connect with people who have experienced similar trauma.

Mental health and physical health are interconnected. Staying optimistic can help you cope with the physical challenges easier and speed up your recovery. Conversely, low morale can slow down your recovery. 

Final Words 

Besides dealing with physical pain and emotional trauma, victims of accidents also have to worry about defending their legal rights. You deserve to be compensated for having to put all your personal and professional goals on hold due to someone else’s negligence. 

Use the tips above to make the best decisions for yourself. Ensure your financial insecurity in the aftermath of an accident by demanding fair compensation for your troubles. Enlist the help of an experienced lawyer so you can focus on your physical and mental health instead of spending hours and days negotiating with the insurance company.

Suffering an injury unexpectedly can be a shocking experience, but it’s crucial to be stay optimistic and practical. 

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